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Over 18's only to use these phone lines with the bill payer’s permission, all live calls are recorded in compliance with Phone Pay Plus regulations.

To that end, new versions of phones such as the Galaxy J series will include Magnetic Secure Transmission (MST) capable chips, necessary to make certain mobile payments with the app.

Other OEMs will need to include similar technology if they want their devices to work with Samsung Pay, and that's a conversation that is likely being had right now.

Whichever route it goes down, it's thought that Samsung wants to have something in place by mid-2018 so it can push the platform to a whole new audience.

It has already attracted 34 million users, according to market research data from Juniper, which is 10 million more than Android Pay, on 24 million.

Together they still trail Apple Pay by some distance, estimated at 80 million customers in the same report.

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